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Bank of America World MasterCard® with WorldPoints™
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more. No Annual Fee Free 24/7 Concierge Service Absolute Fraud Protection Card issued by FIA Card Services, NA.
 
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